Why is it important to find and use an attorney to help you through the bankruptcy process? Although this action was always recommended, simply because bankruptcy forms have to be completed precisely in order to qualify for a Discharge, ever since The Bankruptcy Abuse Prevention and Consumer Protection Act was passed in 2005, the process of filing bankruptcy has changed.
Now there is not as much assurance that you will be dismissed of certain debts even though your application for bankruptcy might still be approved. You need a bankruptcy attorney, first, to advise you if bankruptcy really is the best solution and if it will be the most permanent solution to end your debts.
After you retain a bankruptcy attorney, you no longer have to deal with creditors directly as they will now deal with the attorney you have hired. If you have assets they may soon be liquidated and appointed to a trustee who will handle any such property. You may have to meet with creditors or a bankruptcy judge, which can be an intimidating process unless you have an attorney to walk you through the process.
Bankruptcy filing is more complicated than ever, not only in getting your application approved but more importantly, in getting you debt dismissed.
